The totty team

CAT TOTTY

Senior Loan Originator NMLS# 919528

molly TOTTY

Loan Originator NMLS #2270983


About us

Helping Homebuyers Move Forward with Confidence

Buying a home is one of the biggest financial decisions you’ll make, and having the right mortgage team by your side can make all the difference. Our goal is to simplify the home loan process by providing clear guidance, personalized financing solutions, and support every step of the way.

We work with homebuyers, homeowners, and real estate investors to explore mortgage options that align with their financial goals. Whether you’re purchasing your first home, refinancing your current mortgage, building a new home, or investing in rental property, our team is committed to helping you navigate the process with confidence.

Our mortgage professionals help clients explore a wide range of financing solutions, including conventional loans, FHA loans, VA loans, refinancing, construction financing, investment property loans, and down payment assistance programs. We believe communication matters, which is why we focus on making the process straightforward, responsive, and easy to understand.

We proudly work with borrowers across multiple housing markets, including those searching for mortgage loan options in Michigan and Ohio. From pre-approval to closing, our team is here to help you take the next step toward homeownership and long-term financial goals.